Lending DetailsHard Money for Rentals (Purchase and Rehab)Hard Money for Flips (Purchase and Rehab)
LTVUp to 75% of ARVUp to 70% of ARV
Interest Rate14%14%
Origination Points3%3% - 4%
TermUp to 12 MonthsUp to 9 Months
Survey (if none exists)$400$400
Appraisal$450 - $550$400 - $450
Title InsuranceProperty DependentProperty Dependent
Hazard InsuranceProperty DependentProperty Dependent

We’re a Texas based hard money lender that will lend you the purchase and rehab money for your next investment property.


As a hard money lender we’ll lend based on the after repaired value (ARV). You tell us the property you want to buy, what rehab you’re planning on doing to the property, and we’ll issue a loan commitment based on the ARV as established by the appraiser.

At SF Lending we focus on helping you achieve your financial objectives. Please call us at 855-855-9955 to let us know what we can do to help you accomplish your investment objectives.